Get Affordable Gold Loan in Chennai with Bajaj Finserv Gold Loan Utsav and Enjoy Assured Cashback Till 31st July 2025
Gold loans are fast becoming one of the most trusted ways to manage expenses in India. With rising costs and sudden financial needs, many are choosing gold loans for quick and easy access to funds. This July, the Gold Loan Utsav by Bajaj Finance is adding more joy to the experience – offering assured cashback till 31st July 2025. In Chennai, this limited-time celebration makes availing a gold loan smarter and more rewarding. If you are looking for a secure way to unlock your gold’s value, now is the perfect time to step in and benefit.
Let us look at why a Bajaj Finserv Gold Loan is a smart choice this season.
Why choose a gold loan?
Gold is not just jewellery—it is a valuable asset. When you take a gold loan, you use your gold ornaments as security and get money in return. The best part? You still keep ownership of your gold and get it back once you repay the loan. A gold loan is great for covering planned expenses like school fees or weddings, and also for emergencies such as medical bills. With Bajaj Finance, you can get a loan against your 18-22 karat gold jewellery, ranging from Rs. 5,000 to Rs. 2 crore at competitive interest rates and convenient repayment options.
What is Loan Utsav and why is it special?
Loan Utsav is a limited-time offer by Bajaj Finance that makes gold loans more affordable and accessible in cities like Chennai. It is a festive campaign, offering an assured cashback till 31st July, with free insurance of gold, easy part-release facility, and other benefits when you apply for a Bajaj Finserv Gold Loan. Whether you need money urgently or want to plan for the future, Loan Utsav helps you do it without extra burden.
Key benefits of Bajaj Finserv Gold Loan during Gold Loan Utsav
1. Low interest rates
During the Gold Loan Utsav, you can get an instant gold loan at competitive interest rates. This means you pay less interest and save more money in the long run. You can also check the today gold loan interest rate easily online before applying.
2. Fast approval and disbursal
Get your loan approved quickly and receive funds in just one branch visit. Just apply online and visit the branch to get your document verified and jewellery evaluated.
3. Safe storage of gold
Your gold is stored securely in tamper-proof vaults and under CCTV surveillance. Bajaj Finance follows strict safety rules and offers free insurance coverage for the pledged gold to ensure your gold stays protected.
4. Multiple repayment options
You can repay the loan in a way that suits your budget. You can repay your interest in a monthly, bi-monthly, quarterly, half-yearly or annually. No extra charges for part-prepayment or early closure.
5. Loan starting from just ₹5,000
Whether you need a small or large amount, you can get a loan from ₹5,000 to ₹2 crore based on your gold's value.
How to apply for an online gold loan in Chennai
Applying for a Bajaj Finserv Gold Loan is easy and can be done from your home. Here is how:
Click on “Apply” to start your online application
Enter your 10-digit mobile number and click on “Get OTP”
Submit the OTP to verify your identity
Fill in your personal details and choose the nearest gold loan branch
Download the in-principle loan eligibility letter
Once done, you will receive a call from our representative and guide you on the next steps.
Gold loans are becoming more popular because they are quick, simple, and do not need a credit score. And with the Gold Loan Utsav going on this July, getting a gold loan in Chennai with Bajaj Finance has never been more affordable or rewarding. Whether you need help with daily expenses or want to manage a big occasion, your gold can now work for you.
Apply today to take advantage of low rates, fast service, and full peace of mind with a Bajaj Finserv Gold Loan during Loan Utsav.
Disclaimer: This article is published in association with Bajaj Finserv and not created by TNM Editorial.