Even the best budgets hit a snag at some point in their dollar-conscious lives. Unfortunately, unexpected expenses such as medical and repair bills have a pesky habit of not respecting the fact that at the end of the money, standard monthly bills still need to be paid! As a result, many Americans resort to looking for instant payday loans guaranteed. Thankfully these short-term cash solutions provide Americans with a way to bridge the gap between paydays.
If you are an American searching for the ever-elusive financial freedom everyone talks about, you are not alone. Many are in the same boat, searching for instant payday loans guaranteed that provide breathing space when funds are running low. This might mean you have a few options to select from, which can make your choice quite challenging. After all, which instant payday loans guaranteed are right for you? The answer is simple! Use our editor's pick of the best instant payday loans guaranteed to simplify your choice.
Best Instant Payday Loans Guaranteed - Quick Overview
- Low Credit Finance: Best Overall for Instant Payday Loans Online Guaranteed Approval
- Viva Payday Loans: Best for Instant Guaranteed Payday Loans for Bad Credit Borrowers
- Big Buck Loans: Best for Instant Payday Loans Online Guaranteed Approval Direct Lenders
- Heart Paydays: Best for Guaranteed Instant Payday Loans for Unemployed Individuals
- Green Dollar Loans: Best for Instant Payday Loans Online Guaranteed Approval No Credit Check
Instant Payday Loans Online Guaranteed Approval 2022
1. Low Credit Finance: Best Overall for Instant Payday Loans Online Guaranteed Approval
Borrowers searching for instant payday loans online guaranteed approval won't be disappointed when using the Low Credit Finance platform. The fast application process, easy-to-use system, and lenders offering a wide range of loan products mean the platform caters to all types of borrowers. This includes borrowers with sparkly credit scores, poor credit scores, and even the unemployed as long as they meet the loan criteria.
Instant payday loans online guaranteed approval can be small or large ($100 to $5000) and attract reasonable interest rates starting at 5.99%. Of course, some borrowers charge higher interest rates, which can go as high as 35.99%. However, many lenders want to remain competitive and will potentially review their interest rates to see if they can offer you a better deal.
In addition, borrowers using the Low Credit Finance platform can apply for instant payday loans online guaranteed approval using the user-friendly online application form. Once approved, they can choose a repayment schedule that suits their income payments (monthly, fortnightly, weekly) over 3 to 24 months.
Eligibility Requirements for Instant Payday Loans Online Guaranteed Approval
- â€¢ Minimum income of $250 p/w
- â€¢ Legal US resident/ US citizenship
- â€¢ No under 18 years
Pros of Instant Payday Loans Online Guaranteed Approval
- â€¢ Quick loan application process
- â€¢ Affordable loan amounts
- â€¢ Flexible repayment terms up to 2 years
Cons of Instant Payday Loans Online Guaranteed Approval
- â€¢ Expensive APR charges.
2. Viva Payday Loans: Best for Instant Guaranteed Payday Loans for Bad Credit Borrowers
If you are looking for instant guaranteed payday loans, the Viva Payday Loans platform is an attractive option! Americans with poor credit scores can easily apply for instant guaranteed payday loans via Viva Payday Loans if they meet the lender's loan criteria.
While all lenders must conduct credit checks by law, a poor credit rating won't automatically stop potential borrowers from getting the funds they need. Lenders offering instant guaranteed payday loans look at more than the credit history when approving a loan. And in most cases, if the borrower passes the lender's affordability test, they will get their loan approved.
Applying for instant guaranteed payday loans via Viva Payday Loans is easy. The application process is simple and isn't filled with confusing jargon or hidden fees. Borrowers using this platform have instant access to a wide panel of lenders offering loans ranging from $100 to $5000 with interest rates up to 35.99%. In addition, repayment terms are flexible, with 3 to 24 months to pay, loan size dependent.
Eligibility Requirements for Instant Guaranteed Payday Loans for Bad Credit Borrowers
- â€¢ 18 years or older can apply
- â€¢ Minimum income of $1000 p/m
- â€¢ US citizen/legal resident
Pros of Instant Guaranteed Payday Loans for Bad Credit Borrowers
- â€¢ Simple online application form
- â€¢ Wide panel of lenders available
- â€¢ Low credit scores welcome to apply
Cons of Instant Guaranteed Payday Loans for Bad Credit Borrowers
- â€¢ Some applications are rejected.
3. Big Buck Loans: Best for Instant Payday Loans Online Guaranteed Approval Direct Lenders
Approaching traditional banks for instant payday loans online guaranteed approval direct lenders can be frustrating. The amount of red tape involved can leave you wondering if you will ever access the funds you need. However, these frustrations evaporate for borrowers using the Big Buck Loans platform to apply to the instant payday loans online guaranteed approval direct lenders they need.
After a short time spent completing the user-friendly online application form, borrowers typically receive a response from potential lenders in just two minutes. Once the application is approved, the lender pays the funds across quickly.
Aside from expediting quick payments, Big Buck Loans links borrowers with providers of instant payday loans online guaranteed approval direct lenders making the process easier and less confusing. So long as the borrower meets the loan eligibility requirements, they can access loans up to $5000 with repayment periods up to 2 years. Furthermore, while interest rates can be high, these are capped at 35.99%.
Lastly, borrowers also have the convenience of setting up a direct debit with the lender to ensure repayments are not missed, and penalty charges are not incurred. Unfortunately, as with all loans, missed loan repayments attract penalty fees and negatively affect your credit score.
Eligibility Requirements for Instant Payday Loans Online Guaranteed Approval Direct Lenders
- â€¢ Loan applicants must be 18 years or over
- â€¢ Supporting documentation (ID, address, bank statements) required
- â€¢ Income must be $250 p/w or $1000 p/m
Pros of Instant Payday Loans Online Guaranteed Approval Direct Lenders
- â€¢ Fast payment on approval
- â€¢ Direct debit available
- â€¢ Interest capped at 35.99%
Cons of Instant Payday Loans Online Guaranteed Approval Direct Lenders
- â€¢ Expensive finance option.
4. Heart Paydays: Best for Guaranteed Instant Payday Loans for Unemployed Individuals
Frustratingly, the self-employed or those in non-formal jobs are often lumped into the category of 'unemployed.' Unfortunately, this can make searching for guaranteed instant payday loans a fruitless task! Thankfully, those who choose the Heart Paydays platform to find the guaranteed instant payday loans they need won't be disappointed.
Lenders at Heart Paydays provide borrowers with numerous guaranteed instant payday loans options up to $5000. Of course, smaller loan values are also available, starting at $100. The best bit about these loans is that they don't require the borrower to be in a traditional form of employment.
However, this doesn't mean borrowers don't have to meet the loan criteria; on the contrary! Borrowers applying for guaranteed instant payday loans must still earn a minimum of $1000 per month or $250 per week. Furthermore, they must evidence that they have received this income for three consecutive months using their bank statements or tax returns.
Lenders via Heart Paydays offer borrowers guaranteed instant payday loans up to $5000 with 3 to 24-month repayment terms and 5.99% to 35.99% interest.
Eligibility Requirements for Guaranteed Instant Payday Loans for Unemployed Individuals
- â€¢ Active US bank account (direct deposit compatible)
- â€¢ Proof of income, ID, and address required
- â€¢ Minimum age and income are 18 years and $1000
Pros of Guaranteed Instant Payday Loans for Unemployed Individuals
- â€¢ Self-employed/non-traditional employees welcome
- â€¢ Loans up to $5000
- â€¢ Flexible repayment terms and schedules
Cons of Guaranteed Instant Payday Loans for Unemployed Individuals
- â€¢ APRS up to 35.99%.
5. Green Dollar Loans: Best for Instant Payday Loans Online Guaranteed Approval No Credit Check
The Green Dollar Loans platform is no stranger to borrowers searching for instant payday loans online guaranteed approval no credit check. The platform's popularity is further boosted by its reputation for providing borrowers with access to a large variety of lenders and loan options.
Another excellent factor for those using the Green Dollar platform to apply for instant payday loans online guaranteed approval no credit check, is the easy online application process which only takes minutes to complete! Once the application form is submitted by pressing the submit button on the website, Green Dollar Loans gets to work connecting borrowers to reputable US lenders.
Borrowers using Green Dollar Loans to find instant payday loans online guaranteed approval no credit check can access a fantastic array of loan options ranging from $100 to $5000. In addition, the loans boast easy repayment terms of 3 to 24 months and competitive interest rates starting at 5.99% up to 35.99%.
Once the loan is approved and the contract signed and returned to the lender, the funds are paid into the borrower's bank account. With such convenience and efficiency available via Green Dollar Loans, it's no wonder many Americans use this loan finder to access the loans they need!
Eligibility Requirements for Instant Payday Loans Online Guaranteed Approval No Credit Check
- â€¢ Valid US ID and social security number
- â€¢ Adult applicants 18 + only
- â€¢ Minimum income required $1000 +
Pros of Instant Payday Loans Online Guaranteed Approval No Credit Check
- â€¢ Speedy application process/turnaround
- â€¢ Simple loan criteria
- â€¢ Affordable loan values and easy repayment terms
Cons of Instant Payday Loans Online Guaranteed Approval No Credit Check
- â€¢ Interest charges can be high (35.99%).
What Are Guaranteed Instant Approval Payday Loans & How Do They Work?
Guaranteed instant approval payday loans are small cash advances paid to borrowers who meet the loan criteria. Typically these loans are repaid on the borrower's next payday, but repayment terms can be up to 2 years. Borrowers with imperfect credit scores can also apply for guaranteed instant approval payday loans, as credit check results don't always cause loans to be rejected.
Interest rates on guaranteed instant approval payday loans can be higher than traditional lenders, but on the flip side, they are easier to obtain with easy application processes and quick decision times. As a result, borrowers typically have access to funds a lot faster!
How to Apply for Guaranteed Instant Approval Payday Loans in Quick Steps
Applying for guaranteed instant approval payday loans requires following some simple steps. For this section, we have chosen the steps needed to apply via Low Credit Finance.
Step 1: Choose Guaranteed Instant Approval Payday Loans Amount & Term
Access the Low Credit Finance loan-finding site. From there, choose an affordable loan value and reasonable repayment period to suit your budget. Loan values can be as high as $5000 with 3 to 24 months to pay.
Step 2: Complete the Application Form for Guaranteed Instant Payday Loans No Credit Check
The user-friendly application form will prompt you to complete your personal information, including your name, address, employment information, etc. Once you have completed all the sections, double-check you haven't missed any information, and then press the submit button.
Step 3: Wait for Feedback on Guaranteed Instant Payday Loans No Credit Check Applications
Once the application is submitted, you won't have long to wait for a response, as borrowers typically receive an answer on their application in approximately 2 minutes. At this point, you will be connected to lenders who can potentially provide the loan you are searching for.
Step 4: Get Your 100 Guaranteed Instant Payday Loans Payout
If you decide to progress your loan application, this is done with the lender directly. The lender will draft the loan contract and send it to you for review and signing. Always ensure you understand the agreement before signing. When the lender receives the signed agreement, the funds are paid to the borrower's bank account.
100 Guaranteed Instant Payday Loans Features & Factors To Consider
Borrowers using loan finder sites to search for the loans they require should consider the following:
Instant Payday Loans Guaranteed Approval Interest Rates
Like all loans, instant payday loans guaranteed approval attract interest charges. These can be as high as 35.99%. However, most lenders prefer to be competitive in the industry and are open to reviewing and lowering their interest rates.
Instant Payday Loans Guaranteed Approval Amounts and Terms
Instant payday loans guaranteed approval range from $100 to $5000 with easy repayment terms of 3 to 24 months, depending on the loan value. Always choose a loan amount and repayment period that suits your budget to avoid further financial issues in the future.
Transparency of Lenders Offering Instant Guaranteed Payday Loans Bad Credit
Lenders via loan finding sites in this review offering instant guaranteed payday loans bad credit are reputable and trustworthy. Borrowers won't be bombarded with difficult industry jargon or have to deal with hidden fees. Furthermore, if you don't understand things in your loan agreement, they are always happy to explain and help you gain a better understanding.
Instant Guaranteed Payday Loans Bad Credit Affordability
When applying for instant guaranteed payday loans bad credit, affordability is key. While most believe loans are only provided to borrowers with shiny credit scores, lenders via loan finding sites in this review will look at factors when approving the loan. In most cases, loan approval is granted if the borrower meets the loan criteria and passes an affordability test.
How Did We Choose The Best Guaranteed Payday Loans Instant Decision Providers?
When selecting providers of the best guaranteed payday loans instant decision, we looked at those offering the following:
- â€¢ Easy to use and understand application forms
- â€¢ 100 % online application process
- â€¢ Quick loan decisions
- â€¢ Varying interest charges ranging between 5.99% and 35.99%
- â€¢ Borrowing options for self-employed/non-traditional forms of employment
Borrowers searching for instant payday loans guaranteed want two things, quick applications and fast access to cash. Using loan finder sites such as Low Credit Finance ticks both of these proverbial boxes. Of course, while we feel Low Credit Finance is your best choice, selecting any of the other loan finder services mentioned in our review will quickly provide you with the cash you need.
Do Payday Loans Still Exist?
Yes. Instant payday loans guaranteed are available via loan-finding sites such as Low Credit Finance. These short-term cash advances are the ideal way to bridge the payday gap (days between each payday!) and are not restricted in their usage. This means you can use your funds to pay for emergency repairs, groceries, entertainment, and more.
What Is The Best Payday Loan Website?
Low Credit Finance. However, when using any of the loan finder platforms mentioned in our review to find online payday loans instant guaranteed poor credit, borrowers are linked to lenders who can offer them the short-term cash they need.
Can I Get A Payday Loan With Very Bad Credit?
Yes. Those seeking online payday loans instant guaranteed poor credit can easily apply for the cash they need using loan finder sites such as Low Credit Finance. If the borrower meets the loan criteria, earns a minimum of $1000 per month, and passes an affordability test, they are often granted approval on their loan application.
Disclaimer: This is a paid advertisement. The loan websites reviewed are loan-matching services, not direct lenders, therefore, do not have direct involvement in the acceptance of your loan request. Requesting a loan with the websites does not guarantee any acceptance of a loan. This article does not provide financial advice, please seek help from a financial advisor if you need financial assistance. Loans available to U.S residents only. The owner of the loan website(s) may be paid commission by a third party if you make a request for a loan.
Disclaimer: This article is published in association with Payday Ventures and not created by TNM Editorial. Please do your own research before applying for loans from the above services and seek independent legal/financial advice if you are unsure.