It’s been a while since the only way to purchase crypto was connecting to some trader at Bitcoin forums or IRC chats. With the beginning of the crypto hype, getting a coin became as easy as any online shopping. Today you can purchase bitcoin with a debit card, credit card, or a wallet like PayPal, Neteller, or Skrill.
In this overview, you will read about how to buy bitcoin using a debit card. All platforms don’t only allow you to purchase coins, but also use integrated exchanges. Besides, they offer reasonable fees and feature easy-to-use interfaces: even the novice won’t get confused. So, here is the list of sites where you can buy bitcoin online with a debit card:
Platform | Fees | Features |
---|---|---|
Paybis | 2.49% PayBis fee + $10/4,5%/up to 6,5% card processing fees + 4,5%-8.99% miner fee depending on your currency | Fast credit and debit card transactions, regulated by the FCA, covers more 180 countries |
Coinmama.com | Up to 3,90% fee for buy transactions + 5% momentum fee for debit card transactions | Convenient verification, easy-to-use interface, fast transactions, loyalty program |
Changenow.io | 5% (no less than $10) processing fee plus 1% Changenow fee | Large choice of cryptocurrencies and fiats, no registration and verification required, good rates |
Before you choose the best place to buy bitcoin with a debit card, you might want to know a bit more about the process. It might slightly differ from platform to platform, but usually involves the same steps. To start, you need to register and verify your identity, and then complete your purchase. Here is the most common way to buy cryptocurrency with a debit card:Buying Crypto with a Debit Card: Step-by-Step Guide
You can often buy bitcoins with a debit card right after you register at the site. However, some of them require extra steps to verify your identity. Verification implies that you send a clear copy of your photo id, your selfie with it, and your address proof: like the latest utility bill.
Paybis is a popular Scotland-based exchange for casual crypto holders and professional traders. It serves 180 countries and works with 47 fiat currencies. A simple and very straightforward form allows you to buy crypto with a debit card, and other methods. These methods include credit cards, bank transfer,s or e-wallets like Skrill or Neteller. The most convenient thing about Paybis is that you receive your coins almost instantly: from 15 seconds to 5 minutes. Besides, the whole deal is not limited to bitcoins: you can select from approximately thirty coins. Among them are Binance Coin, Bitcoin Cash, Litecoin, Ethereum, Stellar, Tether, and more.
Another great Paybis feature: it is regulated by the Financial Conduct Authority. Overall, it is a safe and user-friendly place to buy, sell, and exchange cryptos.
Buying Crypto
So how can you buy crypto with a debit card via PayBis? Follow these easy steps:
Fees
Paybis has three types of fees:
Coinmama is another currency exchange allowing you to make a debit card to Bitcoin and other altcoins transactions. Besides, you can opt for Apple Pay and Google Pay methods plus bank transfers. Like Paybis, Coinmama features an intuitive interface, transparent fees, and fast trades. You can get your crypto within ten minutes after you verify your account.
Among the other Coinmama pros are its helpful customer service, available 24/7, and a loyalty program that allows you to reduce fees. You can purchase coins via a website or opt for an Android app. Coinmama works with a limited number of currencies. They are Bitcoin, Bitcoin Cash, Litecoin, Tezos, Cardano, Dogecoin, Ethereum, Ripple, Chainlink, Uniswap.
Buying Crypto
The process is simple:
Fees
Coinmama offers a loyalty program and your status in this program affects every fee type. The three loyalty statuses are:
There are two fee types: a card processing fee and a momentum fee for bank card payments. Only the first fee varies depending on your loyalty program tier:
Changenow features an unlimited crypto exchange and options to buy or sell altcoins for fiat. It works with more than 350 cryptocurrencies and about 60 fiats. It doesn’t require a registration for buying Bitcoin with a debit card. The same is with the other cryptocurrencies, so you can complete your transaction within a couple of seconds. However, you can opt for a premium account if you need more extended trading features.
Changenow has excellent reviews from hundreds of customers so it is evidently a reliable platform. What is more, it usually offers very profitable currency exchange rates and pretty competitive fees. It is a great choice if you want to keep your identity safe. It doesn’t require you to register and verify your account. So, all you need is to complete a purchase like if you visited a regular online shop.
Buying Crypto
If you need to quickly swap USD, EUR, or other fiats to crypto, just follow these steps:
Fees
Changenow charges two types of fees for purchasing crypto for fiats:
The final amount you will get will already include all fees; there is no price breakdown when you make a purchase.
Changelly is a great choice if you want to find the best available rate for your currency and country. Changelly allows you to choose between several payment infrastructures. They are Moonpay, Banxa, Simplex, and Indacoin. You can compare them all and opt for the most profitable one. You see the TrustPilot rating of every service, fiat payment options, and the amount of crypto you will get, with all fees included. The number of available payment gateways depends on the country you selected.
Changelly supports almost all countries and fiats, and works with most cryptocurrencies. However, you can face some transaction limits. For instance, US customers can buy crypto equal to no more than $50 for the first time. The next transaction is allowed only after four days; it can not exceed $100. The third one has a limit of $500, but then all limits are over.
Buying Crypto
All payment gateways imply you need to register. For instance, here is a brief guide for MoonPay:
Fees
Changelly’s fees include a gateway, a service fee, and a card network commission:
Paxful works as a peer-to-peer exchange and offers a vast selection of payment options. Besides a debit card, you can use e-wallets, online and cash transfers like Western Union, gift cards, and more. Overall, there are approximately 350 available payment methods. It allows you to sell and buy Bitcoin, Ethereum, and Tether for any world currency. The minimum purchase is $10.
When you enter how much crypto you want to purchase, you get a large list of traders available for deals in your country. You can filter the list by accepted payment methods, rates, and user types. The user type category is about how much you can trust a trader. For instance, you can choose only corporate accounts, or Power Traders — the ones who perform more than 250 trades within 90 days. Besides, you can read detailed info on every trader and user feedback on them before you proceed with your purchases. Some traders require verification, but there are many quick trade offers for new users who didn’t verify their accounts.
Buying Crypto
To purchase Bitcoin, Ethereum, or Tether, you need to sign up first. You will need to indicate your phone, email, and ID copy. After you sign up, you will automatically get back to the page of your trade. You can also create a crypto wallet at Paxful if you don’t have one. To buy crypto, do the following:
Fees
As a P2P exchange, Paxful doesn’t charge any commissions for buy transactions. You can face some fees if you opt for the other services, though.
Bitfinex is a crypto exchange that mainly targets professional traders. Still, it has a straightforward option solution for obtaining crypto via a debit card. The exchange remains one of the top five world platforms and maintains a very high security level. Due to several big hacks in the past, Bitfinex has become one of the safest exchanges today.
Its main features are a customizable interface and a big selection of currencies. Besides, if you purchase crypto tokens and leave them in your Bitfinex account, you can earn up to 16,74% in rewards.
Buying Crypto
To buy crypto a Bitfinex, do the following:
As the funds appear on a Bitfinex wallet, you may need to withdraw them to some third-party one.
Fees
Bitfinex doesn’t charge fees for buy transactions, so all you need to note is the exchange rate. The exchange is not transparent with its commissions, so they can hide fees in the final amount.
There are a variety of decent platforms, and most of them allow you to get coins within several minutes. You can opt for one from our review, or choose an alternative, but make sure you are dealing with a reliable place.
Check if a platform uses all modern security protocols and certificates and has positive customer reviews. If so, you can safely enter your card details to get your crypto.
In most cases, the transaction doesn’t take more than fifteen minutes. However, most platforms require account verification, which might take up to several days.
Bank card payments have become common at most exchanges, so this overview gives you just a few of all possible options. Still, you can count on these picks as on trusted, reliable, and safe platforms. Most platforms require verification, so mind it before you choose your best place to buy Bitcoin with a debit card. All the exchanges in the list are straightforward enough even for a novice. Besides, they have more features you may want to learn as you continue diving into the world of crypto.