Travel brings excitement and joy like no other experience. Exploring new places, sampling exotic foods, going on adventure – all of it is rewarding in many ways. After a trip, you always come back rejuvenated and ready to tackle every day with more enthusiasm.
If the itch to travel has taken you over once again, it is time you planned a new journey soon. But before you pack your bags and head off into the horizon, you need to get a travel credit card. With the right credit card, you can earn rewards on your trip expenses, relax luxuriously at airport lounges, save on flight tickets, and enjoy several other perks worldwide! It can make your adventures smoother, more comfortable, and even more rewarding.
Here’s a deeper dive into how travel rewards credit cards can transform how you experience the world.
First, let’s get to know what a travel credit card is.
A travel credit card is specifically designed to enhance your travel experiences and help you save on related expenses. With every booking or purchase you make, you earn points or miles that you can later redeem for various benefits like discounted flight tickets, hotel stays, and upgrades. The major USPs of travel credit cards include:
Earn miles on booking flights and points for hotel stays and redeem them later for further travel discounts.
Most travel credit cards offer complimentary access to domestic and international lounges, so you can have a comfortable spot to relax before your flight.
A credit card for travel will also come with special welcome benefits, such as free stays at brand hotels, airline loyalty club memberships, and more.
Many travel cards charge minimal or no fees for international transactions, to help you save money when spending abroad.
IndusInd Bank provides a range of Credit Cards for travel enthusiasts, with complimentary lounge access, exclusive welcome benefits, high reward points, airline loyalty programmes and more. Apply online for a Credit Card from IndusInd Bank now to enjoy these perks and turn a simple trip into a luxurious experience.
Travel credit card rewards are easy to understand: the more you spend, the more points or miles you earn. However, the reward structure might differ from card to card.
You can redeem the points or miles in various ways, including discounts on flights, hotel stays, or car rentals. Details on how to redeem your travel credit card rewards can be found on your credit card issuer’s website.
Moreover, some cards have tie-ups with specific airlines. So, you can opt for these airlines if you are a frequent flyer with the airline. Along with accelerated rewards, you can also partake in priority boarding, additional baggage allowance, priority baggage handling, and more.
For credit cards with airline tie-ups, the reward redemption can also be carried out on the airline’s website in some cases.
Packing your bag for your next trip? Here’s why a credit card for travel is a non-negotiable item to take along:
If there’s one thing that is more expensive than an international flight ticket, it is a hotel booking in a foreign city. With the right credit card, you can save on both. By accumulating points on one major expense (such as flights), you can redeem them for other major expenses (such as hotel bookings). This can allow you to enjoy luxurious accommodations without making too big of a hole in your pocket.
If you want to start your trip on a relaxed note, a travel credit card can allow you just that, without additional costs. With most travel credit cards, you can enjoy complimentary access to domestic and international airport lounges. At these lounges, you can delight in a quiet and comfortable place to wait, with amenities like Wi-Fi, food and beverages, and even spa facilities at some locations.
While travel is exciting, it also comes with the risk of unforeseen and unfortunate events. Facing such challenges in a foreign land can be difficult, but travel insurance coverage from your credit card can be useful. With coverage for lost/delayed baggage, loss of passport and tickets, missed connection, and more, your travel credit card can offer peace of mind while travelling.
International travel is not complete without shopping for souvenirs for all your loved ones back home. However, foreign transaction fees can add up if you are not careful. But with the right travel credit card, you save every time you swipe your card abroad. These cards offer discounted or zero foreign currency markup. Plus, it is also more secure than carrying cash and gives you flexibility with your spending.
Exploring delicious cuisine is an important part of any trip. If you are journeying across India, you can indulge your palate with exclusive dining offers in major cities with your travel credit card. Depending on the card, you can claim discounts on bookings or earn dining-specific reward points. This is especially beneficial when you are in a new city and want to try popular dining spots or explore rare delicacies.
Note that some regular credit cards may also provide some benefits mentioned above. For instance, with the IndusInd Bank Platinum RuPay Credit Card, you can benefit from travel insurance coverage. However, for a full-scale travel experience, a travel credit card is ideal.
Whether you are an intrepid adventurer exploring the Americas, a restless wanderer roaming across Rajasthan, or a leisure traveller staying at luxury hotels worldwide, there is something for everyone with a credit card for travel. It can help you save on expenses, enjoy premium services, access exclusive rewards meant for travellers like you, and truly transform your travel experience.
Disclaimer: This article is published in association with IndusInd and not created by TNM Editorial.